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Create Online Homework on Quizizz

Create, share, and host online homework quizzes and assignments for free on Quizizz!

Why assign homework online?

If you would like to streamline your grading process and provide more personalised support for your students, online homework might be the way to go. When you assign homework online, you can easily allocate and track assessments , quickly provide feedback, and tailor content to meet the specific needs of your students.  As a teacher, making the shift from pen-and-paper homework to online homework can benefit both you and your students. Online homework platforms, such as Quizizz, offer a host of tools that can boost student engagement through interactive questions, audio-visual aids, and gamification .  Whether you’re brainstorming for online math homework or grading responses for online chemistry homework, a platform like Quizizz can support you every step of the way.

Online homework - a win for students

Quizizz enables you to create interactive homework online, so your students can fully immerse themselves in the joy of learning.

Assess anywhere, anytime

Assign quizzes and lessons as homework with a future start time and deadline. Quizizz empowers your students to do their online homework from anywhere, using any device.

Inclusive, accessible design

The fastest finger doesn’t always have to be first. On Quizizz, students can complete their online homework at their own pace. You can also enable ‘Read aloud’ for ELL and elementary students.

Double the engagement

Boost participation and captivate your learners through a range of audio-visual aids including images, gifs, videos, audio clips, and more. Engage a variety of skills through multiple question types.

Double the fun

The road to mastery can be fun and exciting . Students can enjoy attempting their online homework with the Quizizz Leaderboard, memes, music, redemption questions, and power-ups.

Online homework - a win for teachers

Quizizz provides the space for you to create effective and high-quality online homework assignments in just a few minutes.

Import from Library

Gain inspiration from over 30M free online homework activities created by teachers on Quizizz, and import the content you need with a single click.

Learn more about this >

Import from device or Google Drive

Import your presentations, PDFs, Google Slides, Google Forms, and spreadsheets from your Google Drive or device to bring all your resources under one roof.

Use adaptive question banks

Provide every learner with a unique experience by showing them a different set of questions that change with each attempt.

Craft homework using multiple question types

In this classic activity, learners can complete sentences by filling in the blanks with the right answers.

Ask your students to reorder a set of jumbled options in ascending, descending, or chronological order.

Present learners with the opportunity to select one or more correct answers from a list of options.

Gamify your assessment with shuffled text and images that your students can pair together.

Choose between a plain background or an image and watch as students give shape to their thoughts with colors, highlighters, and more.

Motivate learners to think critically by dragging and dropping the right options to complete a sentence.

Let students take center stage with video responses so you can assess their presentation skills.

Check the pulse of your classroom with a fun poll or vote.

Use Lessons to create an instructor-led experience where slides and multimedia are combined with quiz and poll questions.

Engage your students’ higher order thinking skills and encourage them to dig deep with open-ended questions.

Analyze speaking skills by allowing students to voice their answers using the audio response feature.

Prompt your students to choose between a set of drop-down options to fill out the blanks in a piece of text.

With online homework on Quizizz you can

Grade flexibly

Allow Quizizz to grade homework assignments automatically. Or, assess submissions manually by assigning a scaled grade for each question.

Get instant reports

With detailed reports on Quizizz, measure the growth and progress of your students, and share significant milestones with other stakeholders.

Sync with an LMS

Update online homework and grades in the blink of an eye by syncing Quizizz with an LMS like Canvas, Schoology, or Google Classroom.

The best way to ask questions, explore ideas, and let students show what they know.

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• Options and Derivatives
• Strategy & Education

Assignment: Definition in Finance, How It Works, and Examples

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and behavioral finance. Adam received his master's in economics from The New School for Social Research and his Ph.D. from the University of Wisconsin-Madison in sociology. He is a CFA charterholder as well as holding FINRA Series 7, 55 & 63 licenses. He currently researches and teaches economic sociology and the social studies of finance at the Hebrew University in Jerusalem.

Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of Science in Journalism. She has worked in multiple cities covering breaking news, politics, education, and more. Her expertise is in personal finance and investing, and real estate.

What Is an Assignment?

Assignment most often refers to one of two definitions in the financial world:

• The transfer of an individual's rights or property to another person or business. This concept exists in a variety of business transactions and is often spelled out contractually.
• In trading, assignment occurs when an option contract is exercised. The owner of the contract exercises the contract and assigns the option writer to an obligation to complete the requirements of the contract.

Key Takeaways

• Assignment is a transfer of rights or property from one party to another.
• Options assignments occur when option buyers exercise their rights to a position in a security.
• Other examples of assignments can be found in wages, mortgages, and leases.

Uses For Assignments

Assignment refers to the transfer of some or all property rights and obligations associated with an asset, property, contract, or other asset of value. to another entity through a written agreement.

Assignment rights happen every day in many different situations. A payee, like a utility or a merchant, assigns the right to collect payment from a written check to a bank. A merchant can assign the funds from a line of credit to a manufacturing third party that makes a product that the merchant will eventually sell. A trademark owner can transfer, sell, or give another person interest in the trademark or logo. A homeowner who sells their house assigns the deed to the new buyer.

To be effective, an assignment must involve parties with legal capacity, consideration, consent, and legality of the object.

A wage assignment is a forced payment of an obligation by automatic withholding from an employee’s pay. Courts issue wage assignments for people late with child or spousal support, taxes, loans, or other obligations. Money is automatically subtracted from a worker's paycheck without consent if they have a history of nonpayment. For example, a person delinquent on $100 monthly loan payments has a wage assignment deducting the money from their paycheck and sent to the lender. Wage assignments are helpful in paying back long-term debts.

Another instance can be found in a mortgage assignment. This is where a mortgage deed gives a lender interest in a mortgaged property in return for payments received. Lenders often sell mortgages to third parties, such as other lenders. A mortgage assignment document clarifies the assignment of contract and instructs the borrower in making future mortgage payments, and potentially modifies the mortgage terms.

A final example involves a lease assignment. This benefits a relocating tenant wanting to end a lease early or a landlord looking for rent payments to pay creditors. Once the new tenant signs the lease, taking over responsibility for rent payments and other obligations, the previous tenant is released from those responsibilities. In a separate lease assignment, a landlord agrees to pay a creditor through an assignment of rent due under rental property leases. The agreement is used to pay a mortgage lender if the landlord defaults on the loan or files for bankruptcy . Any rental income would then be paid directly to the lender.

Options Assignment

Options can be assigned when a buyer decides to exercise their right to buy (or sell) stock at a particular strike price . The corresponding seller of the option is not determined when a buyer opens an option trade, but only at the time that an option holder decides to exercise their right to buy stock. So an option seller with open positions is matched with the exercising buyer via automated lottery. The randomly selected seller is then assigned to fulfill the buyer's rights. This is known as an option assignment.

Once assigned, the writer (seller) of the option will have the obligation to sell (if a call option ) or buy (if a put option ) the designated number of shares of stock at the agreed-upon price (the strike price). For instance, if the writer sold calls they would be obligated to sell the stock, and the process is often referred to as having the stock called away . For puts, the buyer of the option sells stock (puts stock shares) to the writer in the form of a short-sold position.

Suppose a trader owns 100 call options on company ABC's stock with a strike price of $10 per share. The stock is now trading at $30 and ABC is due to pay a dividend shortly. As a result, the trader exercises the options early and receives 10,000 shares of ABC paid at $10. At the same time, the other side of the long call (the short call) is assigned the contract and must deliver the shares to the long.

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Current state of interest rates in 2024

Average interest rates, how interest rates affect your money.

• Factors influencing interest rates
• Finding the best interest rates

Average Bank Account Interest Rates

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate banking products to write unbiased product reviews.

• According to the FDIC, the average savings account earns 0.46% APY, and CDs earn 0.22% to 1.81% APY.
• Online banks tend to offer higher interest rates than the average savings account. 
• Keep in mind rates vary by bank and may fluctuate over time.

The Federal Deposit Insurance Corporation keeps track of interest rates offered by banks for different types of accounts.

Here are the average bank interest rates of savings accounts, CDs, money market accounts, and interest-earning checking accounts.

The inflation rate has fallen significantly since 2022 but still hasn't reached the Fed's target of 2%. That means interest rate cuts are likely on the horizon, though it's difficult to forecast when and how much they will drop.

For now, interest rates on deposit accounts remain high. That's good news for savers, who can find several savings accounts paying a generous 5% APY (Annual Percentage Yield) or more.

Savings accounts

According to data from the FDIC , the average savings account interest rate is 0.46% APY but most online savings accounts pay far more than traditional bank savings accounts.

High-yield savings accounts , which work the same as a typical savings account but earn more interest, are a great way to make your money work harder.

Here are a few popular online banks that offer high-yield savings accounts and their interest rates:

Checking accounts

Not all checking accounts earn interest, but there are a few accounts out there that offer this perk. On average, interest-bearing checking accounts earn 0.08% APY.

Many banks offer higher rates for larger balances or qualifying activities, such as a certain number of monthly debit card transactions or recurring deposits.

Here are rates offered by a few popular interest checking accounts:

Money market accounts

Money market accounts may earn more than savings accounts, depending on the financial institution. However, money market accounts function more like checking accounts; many come with ATM access, debit cards, and checks.

The average money market account rate is 0.66% APY, according to the FDIC.

Here are a few popular MMA rates today:

Certificates of deposit, or CDs , are a good way to keep money growing without risk. Your money is locked away for a certain amount of time, generally ranging from one month to five years.

While taking money out before the term ends comes with an early withdrawal penalty , these accounts have the benefit of higher interest rates than typical savings accounts or money market accounts, on average.

CD rates depend on economic conditions, but tend to be higher for longer terms. A big benefit of CDs is that once your money is deposited, the interest rate cannot change, unlike a savings or money market account.

Here's the average bank interest rate for a $10,000 CD for different term lengths, according to data from the FDIC :

Like savings and money market accounts, it's possible to find much higher interest rates than average for CDs at online banks.

Here are current rates on several popular CDs:

High interest rates are great for savers, but they can be a challenge for borrowers. Taking out a mortgage to buy a house, for example, while interest rates are elevated means you're stuck with a higher monthly payment. Alternatively, you could wait for rates to come down and keep your cash growing risk-free in a savings account or money market account.

Factors influencing bank account interest rates

Federal reserve policies.

The Fed determines the interest rate banks charge each other to lend money, which in turn determines the rate banks charge their customers. When the Fed cuts its target rate, banks will typically do the same, lowering rates on both deposit accounts and loan products.

Rate changes occur at Fed meetings involving the Federal Open Market Committee, which occur at least eight times per year.

Inflation rates

The Fed makes its decisions based, in part, on inflation . When the inflation rate exceeds the Fed's 2% annual target, it may decide to raise interest rates to discourage spending, and thus, borrowing. Conversely, when inflation is too low, the Fed may lower rates to stimulate the economy.

Bank-specific factors

The average bank interest rate varies by the type of account you're considering. Depending on what account you're looking to open, there might be other factors that play into the interest rate you'll see, like the account's daily balance or opening deposit.

It's also worth noting that interest rates vary by bank. You might find that the best online banks have higher interest rates on savings accounts than the bank with a branch down the street.

How to find the best bank interest rates

Comparing accounts is important to get the best interest rate, but making sure that the account you're considering doesn't have any common bank fees that could eat into your earnings is equally important.

Interest rates for both deposit accounts, like checking and savings, and loans are constantly in flux. They can change at any moment, and the account with the highest interest rate today may not be the one with the highest interest rate next month. Do a quick search every few months to make sure your interest rate is still competitive.

Bank account interest rate FAQs

Rates vary based on the economic climate, but generally anything that matches or exceeds the inflation rate is good.

Banks need to have a substantial amount of cash in order to fund loan products, and part of that comes from customer savings accounts. To encourage customers to save, financial institutions offer higher interest rates.

Banks typically don't budge on deposit account interest rates, but customers with very high balances or substantial assets at the institution may have luck negotiating.

Online banks reduce their costs by not operating physical branch locations. In turn, they are able to offer higher rates on checking and savings accounts to draw in customers.

Consider the cause of the interest rate change. There are several factors that determine a bank's interest rate on savings products, such as high-yield accounts and CDs, including decisions by the Federal Reserve, the U.S.' banking authority. If the Fed cuts its target federal funds rate , then most banks will follow suit, which could make it hard to find an account paying a rate comparable to your previous rate.

• Are banks open today? Here's a list of US bank holidays for 2024
• Best CD rates
• Best High-yield savings accounts
• Four reasons why your debit card might be denied even when you have money

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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Elektrostal

Elektrostal Localisation : Country Russia , Oblast Moscow Oblast . Available Information : Geographical coordinates , Population, Area, Altitude, Weather and Hotel . Nearby cities and villages : Noginsk , Pavlovsky Posad and Staraya Kupavna .

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Elektrostal Demography

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Restaurants in elektrostal, establishment type, traveler rating, dietary restrictions, restaurant features.

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Major outage strikes ANZ online banking and app, services beginning to 'come back online'

ANZ says its app and internet banking services are coming back online after a major outage prevented some customers from accessing the services.

The outage was first reported around midday on Tuesday.

A few hours later ANZ said the impacted systems were coming back online.

"Access to the ANZ App, Internet Banking and ANZ Transactive Global began to come back online from 2:45pm AEST," an ANZ spokesperson said in a statement.

"We continue our work to resolve any outstanding impacts as soon as possible and apologise for the inconvenience," the spokesperson said.

In a statement shared on X, the bank said it was investigating a technology issue relating to a third party vendor.

ANZ said its ATMs, phone banking, the ANZ Plus app and EFTPOS facilities remained available during the outage.

Its rival Commonwealth Bank suffered a similar major outage in March that prevented customers from accessing online services.

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Commonwealth bank services restored after customers experienced 'difficulties' with online banking.

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CFPB v. Think Finance, LLC

We are the Consumer Financial Protection Bureau (CFPB), a federal government agency that enforces laws that protect consumers.

In 2017, the CFPB sued Think Finance, LLC and six subsidiaries (collectively, the “Think Finance Entities”). For years, the Think Finance Entities managed three lenders: Mobiloans, Great Plains Lending, and Plain Green Lending. The Bureau’s lawsuit alleged that these businesses deceived people and broke licensing and lending requirements. As a result, their loans in 17 states are considered illegal, void, and uncollectable, according to the Bureau’s lawsuit. The Bureau’s lawsuit also stated that the Think Finance Entities helped two debt collection companies illegally collect loans.

Victim compensation

The cfpb has contracted with epiq systems to administer payments for this case and answer consumers' questions. for questions related to this case, please:.

• Call: 1-888-557-1865
• Email: [email protected]
• Write: CFPB v. Think Finance, LLC, P.O. Box 5290, Portland, OR 97208-5290

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May 14th, 2024 – Ongoing: Distribution

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A 100-year CD puts a new spin on long-term investing. Is it a good idea?

Savers may want to lock in high interest rates for the long haul before they likely head lower later this year .

But is 100 years too long?

Concord, New Hampshire-based Walden Mutual Bank is finding out. The financial institution is offering a 100-year Local Impact Certificate of Deposit paying a fixed 4.75% annual interest rate.

The CD is open to anyone with $1,000 and up to $150,000 to invest and is Federal Deposit Insurance Corp. insured up to $250,000. The CD allows people to invest alongside Walden to support local agriculture, specifically lending to food and agriculture businesses in New England and New York, the bank said .

“A five-year CD is common, a 10-year CD is a rarity, and a 100-year CD is one-of-a-kind,” said Mary Grace Roske, spokeswoman at CD rates comparison site CDValet.com . “Walden Mutual has created a unique opportunity for people who want to align their values – environmental responsibility, in this case – and their savings, and it’s a creative spin on socially responsible investing .”

Learn more: Best current CD rates

What is the 100-year CD?

Here are the details:

◾ Minimum investment of $1,000 up to $150,000 per individual or organization.

◾ Fixed 4.75% APY for the 100-year life of the CD.

◾ FDIC insurance up to $250,000.

◾ A completed beneficiary form is mandatory at account opening.

◾ You may withdraw your entire deposit at any time by request, subject to a penalty of 10 years' interest. If you withdraw the CD before 10 years, the penalty will reduce the principal value of the CD.

◾ Interest paid can be withdrawn penalty-free at any time, automatically or by request. In approximately 15 years, more than half of your deposit will be interest, which is withdrawable on demand, and penalty-free. For example, if you purchased a CD for $1,000 and withdrew it after 20 years, you would receive $1,942, or an effective interest rate of 3.32%. ◾ Partial withdrawal of principal is not permitted.

◾ It isn’t callable by the bank, meaning only the holder can redeem the bond early.

What is Walden Mutual Bank?

Walden is a mutual savings bank and a certified B-corporation , or a for-profit corporation certified with a social impact. Walden’s focused on serving farms, food businesses, sustainability-related businesses and nonprofit organizations, according to CDValet.com.

It’s a mutual bank, meaning it has no shareholders and it’s owned by its depositors, Walden said.

Walden was founded in 2022 as “an online bank for everyone who eats/makes/grows/cooks/loves local food,” its 2022 annual report said.

Chief executive Charley Cummings combines a business degree with an agricultural background, having started a meat Community Supported Agriculture that allows consumers to buy shares of a farm's harvest in advance.

Why a 100-year CD?

Walden said a 100-year CD allows it to offer local agricultural businesses longer-term loans.

For example, “a low margin farm may not be able to support the payments on a 10-year mortgage for farmland, but if those terms are extended to 30 years, the payment is manageable,” Walden said. “In order to support those longer-term loans, we need longer-term deposits to ensure we can properly manage our balance sheet.”

Is the 100-year CD a good investment?

Walden said, “the CD makes for a good addition to a Donor Advised Fund , part of a charitable giving strategy, or a trust intended to benefit a future generation, but it is also an attractive fixed income alternative for an individual or organization, even if not held to maturity.”

But if you’re looking solely to maximize returns , some advisers say look elsewhere. Here’s why:

◾ Interest rates may rise above the 100-year CD’s fixed 4.75% rate and you’ll lose out, Roske said.

◾ The broad S&P 500 stock index has returned 8%-10% annually , on average, for the last century.

◾ Significant early withdrawal penalty of 10 years of interest, which could include loss of principal if less than 10 years. “Other CDs lose interest only,” said Steve Azoury, founder of Azoury Financial.

◾ Walden Mutual has a short operating history, Azoury said. “The CD’s covered by the FDIC, but you could get a big hassle if (Walden) closed up.”

◾ Potential tax headaches of reporting CD interest for a century, Azoury said. Beneficiaries must pay tax yearly on their portion of the interest after the original owner passes, “and if you have multiple beneficiaries, what if one wants to cash it out and another doesn’t?” A charity wouldn’t have to worry about that, though.

Saver's delight: Time to give CDs a spin? Certificate of deposit interest rates are highest in years

Who’s the right investor for a century CD?

“It is a conservative strategy to incorporate into a charitable giving plan, or a trust intended to benefit a future generation,” Roske said. “Of course, there are more profitable ways to invest, but the 100-year CD captures the ‘think globally, act locally’ mindset of a growing number of people.”

Medora Lee is a money, markets, and personal finance reporter at USA TODAY. You can reach her at [email protected] and subscribe to our free Daily Money newsletter for personal finance tips and business news every Monday through Friday morning.